Hafiz, U.A. , Salleh, F. , Garba, M. and Rashid, N. 2022. The Moderating Role of Innovation on Institutional Components and Life Insurance Penetration: Evidence from Sub-Saharan Africa. International Journal of Applied Economics, Finance and Accounting. 13, 2 (Aug. 2022), 95–106. DOI:https://doi.org/10.33094/ijaefa.v13i2.628.